Exhaust help?

I have a 1998 Accord 4-door 5-speed. I have an intake and all that right now so it sounds good as it is. I want to get an exhaust system though. But I'm picky...I don't want something that is really loud and annoying...my intake is cool, I have the AEM cold air intake so it's only loud when I get above 4,000 RPM's. I want the exhaust to be kind of the same. Only heard when I'm racing or just driving hard. Should I get just a muffler tip or spend the extra money and get the whole system? And what is the best to get for my car? I've heard Mugen is really good. Any suggestions?