Raped By My Honda

I was driving home from work Setember 13th, 2002, at about 7:30pm, which btw was friday the 13th. (bad luck) I turned onto
a main road heading west bound the speed limit is 55, in my 95' Honda Civic vtec, I get up to speed with no problem and the streets are pretty empty exspecialy for a friday night , noone in
front of me for a couple miles, well I notice a truck about a mile infront obviously going very slow, at about a mile away I was doing about 65/70 I notice the vehicle and let off the gas, as I coast closer and closer to the truck I see he isn't speeding up or slowing down no brakes on or turn signals, so I decide to pass,
its a two lane road double lined sold on the oppisite side and dotted on my side, so I know I can pass. I enter the oppsite lane
and begin to pass the truck that is like an 86' nissan with a topper
well I get to about his drivers door when he decides to take a left onto a small side road off of the highway, right before he turns maybe in a paranoid/catious manner out of the corner of my eye I just notice his front left tire turning towards me I am right next to him I lock up my brakes turn slight left and the inevitable happens we hit, my cars toatled and I didn't have insurance(stupid of me) and the police ticket me, with careless driving I disputed the ticket and got it dismissed almost year has gone by I have a toatled car and my drive way and car payments on a car undrivable, the other guys insurance company even tried to send me the bill for his truck , which was before I had the ticket dismissed. Now here I am no car no money and lots of debt.
I would like any opions and ideas on what I can do or should do pm me emial me reply here anything and I would be gratefull.