Europe Trip INPUT PLEASE

[Grip72]

Ok i am waiting for my passport to come back and it should be back sometiem soon..i HOPE...anyays some passports take weeks, others take months and i need mine by april if i still go. THe thing is, if i buy a plane ticket WITHOUT a passport and then for some reason i can't go to Europe, the ticket is NON-refundable..but if i buyt he ticket WITh a passport and i can't go, i can get my money back for the ticket. The thign is, Europe is going to be relaly expensive and when i come back i'll have like $0 in my bank. So i am torn between goign and not. And also the thing with Iraq and the states and whatever with all the war bullshit goign on. It seems stupid or risky or dangerous to travel, with the terrorist junk that was/is goign on. Anyways, point is i need to make a decision fairly fast..so i need opinions, suggestions, ideas and help..thanks so much...