.:HSTuners::

02-25-2003, 11:46 AM

I was overdraft in my account 87 cents!! 87 cents! And they charged me an overdraft fee of 22.00!! WTF!? For 87 cents! Can you tell I am mad?! Dude, that is suck B.S.! I called and the lady I talked to was like "Well sir, you should be more carefull about how you spend your money." I responded with "What? Are you my f!@#ing mother?" I am usually good about keeping track of how much money I have and how much I spend. I use my check book, thats what it is for. So maybe I made a slight miscalculation which put me off 87 cents but for them to charge me 22.00! I am so tired of California Federal!

Kyle · 02-25-2003, 11:55 AM

damn...thats pretty gay...my bank would have let me talk to them and they're probably let it slide...

ebpda9 · 02-25-2003, 12:17 PM

dude i went once like 99 cents in overdarft and i got charged $30. see if they have some sort of overdraft protection for $1 a month.

94_AcCoRd_EX · 02-25-2003, 12:18 PM

Yeah, but at least your check didn't bounce and cause you the embarassment. That's expensive though.

*ChrisCantSkate* · 02-25-2003, 12:19 PM

hmm.. you did overdraw, its bairly overdrawn i know, but where can they write your allowed to over draw a little, but not alot. its just a rule of theirs. they cant let people off, because then they wont make money. banks make money off your money, and when you have to use theirs, they dont like that, then they need to make some money off you.

02-25-2003, 01:43 PM

I love my bank, I just went to get some USD and I got the best rate they have... it pays to be nice to the lady behind the counter.

Cheers

armyguy5 · 02-25-2003, 07:36 PM

hey man dont feel bad...my back acount was -11 dollars and somehow racked up 350 dollars in over draft......at $25/overdraft taht's like 8 charges at like les then a dollar a piece....i got the money back though

chris

02-25-2003, 08:26 PM

i got charged $50 from my bank one time.. actually charged twice, and it was their fault too.... their mistake! i went there and they admitted their mistake and i asked for my 50 bucks back and they wouldnt do it! i was sooo pissed so then i said... "i would like to withdraw $2,750 please", she goes "okay... sir do you realize if you withdraw that amount we will have to close your account".... hmmmmmmmmmmmm.... ohh really i didnt know, stupid lady take a hint

02-26-2003, 08:07 AM

That sucks man. Sorry to hear that. I work for a bank. But the thing is though is that if people overdraw by under $1.00, I waive it. It's pretty stupid to charge someone 27.00 for overdrawing by under $1.00...Is this the first time that you've ever done that? She really should not have told you to be more careful either. If I were you, I would really call back and try to speak with someone else (but don't say are you my F****** mother?!). Most financial institutions are more than willing to give a one time courtesy credit. I'm telling you. But call and be nice.

02-26-2003, 11:29 AM

Switch to a smaller bank or a credit union - they tend to be much more personable and forgiving about little stuff like that. Then again, you won't get any favors by being rude - you did spend more money than you had.

02-25-2003, 11:46 AM	#1
HondaTypeJ Posts: n/a	Stupid banks! I am sick of them! I was overdraft in my account 87 cents!! 87 cents! And they charged me an overdraft fee of 22.00!! WTF!? For 87 cents! Can you tell I am mad?! Dude, that is suck B.S.! I called and the lady I talked to was like "Well sir, you should be more carefull about how you spend your money." I responded with "What? Are you my f!@#ing mother?" I am usually good about keeping track of how much money I have and how much I spend. I use my check book, thats what it is for. So maybe I made a slight miscalculation which put me off 87 cents but for them to charge me 22.00! I am so tired of California Federal!

02-25-2003, 11:55 AM	#2
Kyle elyK Join Date: Mar 2002 Location: New Braunfels, TX Age: 39 Posts: 3,390	damn...thats pretty gay...my bank would have let me talk to them and they're probably let it slide... __________________ IGNORE THE FACTS EXPLORE THE TRUTH

02-25-2003, 12:17 PM	#3
ebpda9 Repost Wagon Join Date: Dec 2001 Location: over here Age: 44 Posts: 17,266	dude i went once like 99 cents in overdarft and i got charged $30. see if they have some sort of overdraft protection for $1 a month. __________________

02-25-2003, 12:18 PM	#4
94_AcCoRd_EX Insomniac Moderator Join Date: Aug 2001 Location: OR Age: 44 Posts: 11,142	Yeah, but at least your check didn't bounce and cause you the embarassment. That's expensive though. __________________ 1994 Accord EX coupe --Need hosting for your pics on HST? PM me...--

02-25-2003, 12:19 PM	#5
ChrisCantSkate Thought Police Join Date: Aug 2001 Location: orlando florida Age: 41 Posts: 9,662	hmm.. you did overdraw, its bairly overdrawn i know, but where can they write your allowed to over draw a little, but not alot. its just a rule of theirs. they cant let people off, because then they wont make money. banks make money off your money, and when you have to use theirs, they dont like that, then they need to make some money off you. __________________ Black Vtec Prelude-h22a power'd Many dreams come true, and some have silver linings. I live for my dreams and a pocket full of gold.

02-25-2003, 01:43 PM	#6
mt.biker Posts: n/a	I love my bank, I just went to get some USD and I got the best rate they have... it pays to be nice to the lady behind the counter. Cheers

02-25-2003, 07:36 PM	#7
armyguy5 3rd Gear Join Date: Oct 2002 Location: allendale, mi Age: 42 Posts: 568	hey man dont feel bad...my back acount was -11 dollars and somehow racked up 350 dollars in over draft......at $25/overdraft taht's like 8 charges at like les then a dollar a piece....i got the money back though chris __________________ Cold Air Intake, Front Strut Bar, MTX Thunder 6000 10", Gunmetal Altezza Tail Lights, Short Throw Shifter, Factory Side Skirts and Rear lip, JDM front Lip, Thermal R&D stealth exhaust, 16" Rota Slipstreams in Bronze, Alpine CD/MP3/WMA/XM RADIO, Legacy L7M in car video

02-25-2003, 08:26 PM	#8
DomesticImport Posts: n/a	i got charged $50 from my bank one time.. actually charged twice, and it was their fault too.... their mistake! i went there and they admitted their mistake and i asked for my 50 bucks back and they wouldnt do it! i was sooo pissed so then i said... "i would like to withdraw $2,750 please", she goes "okay... sir do you realize if you withdraw that amount we will have to close your account".... hmmmmmmmmmmmm.... ohh really i didnt know, stupid lady take a hint

02-26-2003, 08:07 AM	#9
msvtec14 Posts: n/a	That sucks man. Sorry to hear that. I work for a bank. But the thing is though is that if people overdraw by under $1.00, I waive it. It's pretty stupid to charge someone 27.00 for overdrawing by under $1.00...Is this the first time that you've ever done that? She really should not have told you to be more careful either. If I were you, I would really call back and try to speak with someone else (but don't say are you my F****** mother?!). Most financial institutions are more than willing to give a one time courtesy credit. I'm telling you. But call and be nice.

02-26-2003, 11:29 AM	#10
Mushroom Posts: n/a	Switch to a smaller bank or a credit union - they tend to be much more personable and forgiving about little stuff like that. Then again, you won't get any favors by being rude - you did spend more money than you had.

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