.:HSTuners::

02-21-2003, 12:08 PM

Hi guys, I have a question here...I am looking to buy a car from a private seller and the car I'm interested in is a '99 lude 44k $11,999 and I have a car to sell which will be about $3,000 worth.I needed to know if you know of any good loan companies and do u know of any that will let you loan money without a credit history??Which are the best loan companies...
Basically I just want to know from any of you out there that have bought from private sellers!!!!
How does it all work and is it as difficult as it seems to me?!?!?
Thanks.

ebpda9 · 02-21-2003, 12:25 PM

shop for good rates and get a cosigner. none of the banks will aprove you without a cosigner if u have no credit

ebpda9 · 02-21-2003, 12:26 PM

ohh and yeah the seller has to have the title in his hand for the bank to approve you, not a copy of the title.

02-21-2003, 12:40 PM

Quote:

Originally posted by hondaman-iac
ohh and yeah the seller has to have the title in his hand for the bank to approve you, not a copy of the title.

The person selling their car is 2-3 hrs from me so how will this work (seller has to have title in his hand), the seller has to be present or do u just ask to borrow the original title...??I want my loan company close so I can deal with them better.
Also are banks better than loan companies??

ebpda9 · 02-21-2003, 12:43 PM

yup banks are way better. no he does not have to have the title for pre-approval, but he has to have the title when the transaction is made. if u go into a bank and ask them they will answer all your questions

*AzCivic* · 02-21-2003, 10:39 PM

I had like one account on my credit when i got my car. Try a credit union, thats what i did.

02-21-2003, 11:42 PM

Hold on I'm confused about one thing. In your Vehicle box it says you already have a 99 Lude. Is that the one you're selling for 3 grand or is that the one you're hoping to buy???

02-21-2003, 12:08 PM	#1
HNDAGRL Posts: n/a	Help me on this one... Hi guys, I have a question here...I am looking to buy a car from a private seller and the car I'm interested in is a '99 lude 44k $11,999 and I have a car to sell which will be about $3,000 worth.I needed to know if you know of any good loan companies and do u know of any that will let you loan money without a credit history??Which are the best loan companies... Basically I just want to know from any of you out there that have bought from private sellers!!!! How does it all work and is it as difficult as it seems to me?!?!? Thanks.

02-21-2003, 12:25 PM	#2
ebpda9 Repost Wagon Join Date: Dec 2001 Location: over here Age: 44 Posts: 17,266	shop for good rates and get a cosigner. none of the banks will aprove you without a cosigner if u have no credit __________________

02-21-2003, 12:26 PM	#3
ebpda9 Repost Wagon Join Date: Dec 2001 Location: over here Age: 44 Posts: 17,266	ohh and yeah the seller has to have the title in his hand for the bank to approve you, not a copy of the title. __________________

02-21-2003, 12:43 PM	#5
ebpda9 Repost Wagon Join Date: Dec 2001 Location: over here Age: 44 Posts: 17,266	yup banks are way better. no he does not have to have the title for pre-approval, but he has to have the title when the transaction is made. if u go into a bank and ask them they will answer all your questions __________________

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02-21-2003, 10:39 PM	#6
AzCivic Moderator Join Date: Feb 2002 Location: Az Age: 44 Posts: 3,804	I had like one account on my credit when i got my car. Try a credit union, thats what i did.

02-21-2003, 11:42 PM	#7
juvenile Posts: n/a	Hold on I'm confused about one thing. In your Vehicle box it says you already have a 99 Lude. Is that the one you're selling for 3 grand or is that the one you're hoping to buy???