yeah HondaStyle is very Accord focused. your best bet is here
as far as your accord. the ex is top of the line. 108k miles is just broken in, its got a looooooong way to go. insurance on accords it relatively low. they arent quick and are pretty protective so insurance companies think of them as family haulers. likewise dont expect your accord to be very fast even with generous mods... they are just tooooo heavy. my 1990 weighs 4000lbs with subs and amp.
Im turning 20 in 8 days and i pay 90$ a month total coverage with one lame ass ticket for rolling through a stop sign.