it really should be something that you have to force yourself into. out of all the things that I have read and people that I know that have done swaps every single one of them is 100% happy when its all finished. Whatever it is that you decide to do, make sure its something that you want to do and not something that someone talked you into doing. You need to sit down w/ some paper and right down the pros and cons of each and then make a consciencious (i dont think i spelled that right) decision on what youre going to do. Just take your time and think about it.