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dude you need to read that carefully. first of all see how much they are gonna pay up to a specific amount, for the life of the warranty. usually the wear and tear items are not covered ( brake pads, rotors, hoses, fluids). also items that are damaged due to a colission are not covered. i can't say you are gonna need the warranty or not because i don't know what condition the car is in. if the car was poorly maintained you might need it.
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