well i found it with key bank, and it's about the same terms as the federal subsidized loan provided by the finaid office. the only difference key calls it deffered payement:
http://www.key.com/templates/t-ps2.jhtml?nodeID=H-1.37#
and for finaid story: i refused to approve computer upgrades for their offices. they had already 800mhz computers with a big amount of ram, and they wanted some 1.6ghz computers to browse the net and play solitaire:o. same thing goes for carrer services. i'm also hated in english dept of the school for blowing the horn on a $40k printer in one office.