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If you want the car, get the damn car. Just get the loan for like a $1000 more and get it rebuilt with 12.5:1 compression ratio. If will be a shit load faster than stock compression and you wont have to worry about all the problems that comes with owning a turbo. Thats your best unless you want some INSANE 1/4 times. Its possible to have a 10 second civic all motor. =]
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