In my experience the computers are only fast right out of the box. Once you put anything/everything you actually want to use they tend to slow down.
You'll enjoy your computer. I'm a rather large Dell fan do to their customer service.
Building your own is always an option. I've had to do it a few times for work, and in that time i realized two things.
1. There is nothing saved by doing it yourself.
2. It's always nicer to a warranty.
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