Thread: Ello, I'm Back
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Old 05-20-2005, 05:49 PM   #6
4jacks
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Join Date: Jan 2002
Location: Cecil County, Maryland
Age: 45
Posts: 1,129
Quote:
Originally posted by dirtSlowCB7
good to see you back man. did u get your ass out of debt yet ?


Heck Yeah I Did !!!!
When I bought my car, it was cause my probe died, shortly after i paid it off, so Taking on the Civic Payment made us strapped, plus we had debt from the wedding and junk, then my dumb butt goes online and buys wheels... arrrghh..
We were strapped like a Mofo.. then my car got jacked,... and I was like forget this crap .. and I kinda got away from tuning..

Eventually I got my Civil Engineering job, I'm making more money now, my Wife was able to go to part time instead of full time. Then we refinanced the house after 3.5 years of owning it... we paid 87k for it... it was appraised at 152k

So we refianaced... Paid off My Civic, Heathers Neon, and All our credit card debt... The new loan is for $116k but with the rate we got we still pay $30 less each month than with our old mortage, I only pay $116... So with that we were out of Debt... MAN that felt good !!

So Heather was able to quit her Job ... Last day is today.. she just hates Home Depot...

Plus she was able to buy a new car, we saved up some cash and put 5k down on the 18k Scion Tc, and the payment is 260 ish ??

And I'm making more money and can afford to pay all the bills!

But I think she has another job lined up making even more money.. she had a great interview today.. so if she takes it, we'll be rolling.

The only thing we have is One Credit Card, that I use to Pay my College Tution... I put 5k on it for the spring semester.. Then After Classes when I get all A's or B's my work will re-imburse me 100%, so it's kinda revolving debt. I pay it off then charge it back up next semester... it'll go on until i'm done.

So We're set dude, All I can really say is God's been good. We were able to buy the truck for stuff, I was able to get my Probe, which I'm going to totally pimp out, except this time, I'm not going into debt for it, I'm going to actually pay for everything when I get it. Heather was able to get a new car and quit her job, we were able to get kayaks. And we plan on buying a bigger house in 3 years with the 30k we still have in equity!

Dude, did you have a different name back in the day... I'm gonna feel stupid if you say no, but i don't remember no CB7,... that's a sports bike right?


Quote:
Originally posted by thermal
dam dude... where've you been?


I actually started getting back into Cards... A deck of cards is a much less expensive hobby than hooking up a car Found some magic and card forums... learned a lot of new tricks... I can spin a deck like a mo fo.... Man... if you think there is a lot of petty bickering between import cars versus domestic cars... you should see this magic forums, it's pathetic.... More drama than a Jerry Springer Marathon.
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4jacks
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Happy Honda'ing
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