If it was me and I was going to spend all the money on a newer, loaded Trans Am; I would rather drop an Si engine in the civic and soup it up. I know it won't be as fast (unless you just want to go crazy with it), but it will be pretty quick. You'll save a whole lot on gas.
If you still owe 7 grand on your civic, there probably won't be much left over when you sell it or trade it in. I'm not knocking Trans Ams at all because I really like them, but thats just what I would do.
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