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Yeah thats exactly what Im thinking.
Im a thoughtful-pessimist and always think of the absolute worst case scenario first and then work up from there. Most of the time it helps out but then other times it makes me look paranoid (this is probably one of those times)
Yeah I know about the insurance... I dont like it either, but until now it has worked out just fine. After I turn 25 I'll change to somehthing a little more...kind, I guess.
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