I just got done talking w/ the insurance company (like I thought, they called)
ANY claim I make on it will raise the rates 60% because I havent had them for 5yrs yet. Want to know when 5yrs is? June... Anyways, at that point I would be paying over $3400/yr for same coverage insurance. Screw that!
The deductable is $500 and I can get an sir bumper and oem style/used fender together for under $375 shipped.
Paint can be bought at paintscratch.com for less than a shop would charge me also. I will be doing the cosmetic myself.
As for the suspension and whatnot; I'll have to examine it later today when I rip the parts off to get her home. If its sound then a-ok. If its bent up I'll still replace them myself and get it aligned when its done.
With all the work that I'll do to fix her it will run me a bit more right now, but clearly a lot less in the long run...a whole lot less.
Worst case scenario is the frame is bent just enough to call her dead...but Im 99% sure shes fine.
After that is tranny, axles, 1/2 shaft and hub are screwed...thats not awful, just more expensive.
Then just bent arms and misc crap...Id have to buy new a-arms (though I think i have to anyways...for the one side)
And best case (most probable) is that its all cosmetic and she'll be fixed by the end of the month...
I need a guinness for this st patty's day