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Insurance companies always find loopholes. I was in an accident in my husband's car and even though I as covered as a driver and could drive anyone's car and be covered, they wouldn't cover that one because they said his car was "too accessible" to me. I fought that one for months until my insurance company gave in and paid for it. They suck...I have unitirn insurance now...we pay @ 250 a month for both of us...not great, but better
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