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my dad used to pay off his balances as they came. i payed like half and then the next month the other half. cc and preety much everyone else looks to get your money. if you don't let them get a finance charge once in a while they won't like that and you will get declined pretty easy. i look at my dad's credit and he still has the regular cc's and i went to platinum. i can go out and buy a 25k car with no money down and he qualified for only 11k. needlesss to say he makes a lot more than i do, and i still have the better credit because i let the cc comanies get some of my money. the problem is don't let them take too much tho.
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