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This is how a lease works people...
you put a down payment, and get a certain number of miles you can drive each year, the more you put down at the start the less the 'buy out' is at the end. And this is because they have your money to work with. Then you pay month fees to pay for your car. When the time runs out on your lease you have 3 opions, renew the lease, buy out the car or walk away.
Walking away is stupid if you dont make alot of money because you've basically rented the car.
Renewing the lease might be hard if it has to many miles on it to be easily resold after the 2nd lease runs out.
Buying the car is the best bet in any lease.
Just remember 12k a year might sound like alot but you're going to want to drive your car everywhere.
On a more personal note, I leased my RL because at the time the interest rate on the lease was less then I could get from the bank. With a large 15k down payment I was able to get low monthly payments and also get a great buy out price. To top that off I didn't drive it as much as allowed so when I bought out the car I got a killer deal because the price was based on what the car 'should have on it.'
If this is your first car it'll be better if you truly own it. Remember if you lease the car you have to make the payments or they can sue you from breaking your contract and often there are HUGE fines when trying to get out of a lease. If you dont have a steady, well paying job a lease shouldnt' even be an opion for you. Not too mention if you're getting this car because you want MORE car then you can truly afford on your current income then it will be nothing but trouble. If you can't afford to buy the car you wont be able to afford the repairs on it.
Just be very careful bro...
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