old enough

[IALuder]

am i old enough to file for bankruptcy??

[pdiggitydogg]

you probably dont meet the critieria...but maybe

why? Just wanna dump all the bills?

[IALuder]

or my life.....

[pdiggitydogg]

uh oh...

[CD5Passion]

something buggin ya bro?

[thermal]

Just work harder man. You'll get by. Put off modifying your ride for now. I was in your position before. Down to where my ex-wife almost touched my stepson's college fund.....

[Grip72]

ouch...that sucks dude..i hope everything pans out for you in the end

[IALuder]

well, i owe my bank 100+, i owe 7000 on my car, i owe my mom 1000.

if i sell my car which im asking 95oo obo on! i can get out of debut. or like mentioned file for bankruptcy and be done with it all. barely getting by doesnt cut it anymore. im 18 god damn it. i should be working 50+ hour to get out this. i have no life what so ever. i sleep all day work all night. i dont eat right my sleeping patterns off. im moving in 2 months and start college at semister. AHHHHHHHHHHHH. i want to quit it all and just start the fuck over.

if i could i kill the basterd who wrecked my civic i wouldnt hesiate. i had that almost paid off. i didnt get jack out that accident. :mad:

[ebpda9]

that is not that bad. just pay the 100 that you owe your bank, and start paying on the lude. your mom can wait for the money plus she will understand

[IALuder]

you havent met my mom, plus college i got to pay for half.

[AzCivic]

join the military

[Racing Rice]

Dude, you cant give up that easy. Its just going to get worse if you file bankrupcy. Just start putting all of your free money into paying one thing off at a time, and do go blow it one something else. Before you know it youll be all caught up and in the clear.

Hell wait till you buy a house, and you have two car payments, utilities, wife, and kids, pets, insurance, etc. etc. etc.... Then you'll know what debt is.,

[IALuder]

hahaha military....sorry but no thanks.

ill try to, but its not looking good.

[ebpda9]

Originally posted by SFKing
you havent met my mom


you left yourself open on that ;)

[juvenile]

Just look at it this way, there are people in way worse positions than you are. I don't have AS big of a debt as you are but I still have a pretty big one. I have to work ~30 hours per week during uni, which is manageable but sucks because I hardly get a break. I have my moments where I want ot give up also, everyone does. Try doing something else that makes you happy, like going to the gym, or whatever it is that'll help you pass this. Try looking for a better job. Something...this isn't over yet. And like everyone said, giving up will put you in a worse shithole then you are in now. THEN you'll be crying why you did that.

[ebpda9]

heh, ben, don't feel bad. i have:
8k on a credit card
2.5k on another one
2k on some other credit card
5k school loan
another 5k on the company credit card

[JDMFantasy2k]

Originally posted by hondaman-iac
heh, ben, don't feel bad. i have:
8k on a credit card
2.5k on another one
2k on some other credit card
5k school loan
another 5k on the company credit card

stefan getting fucked in 17.5k worth of debt=priceless;)

[Kyle]

dude...thats really not that much debt...get over it...

[KwikR6]

I dont think that's too much of a debt...it's not that big of a deal man
But i'm drunk....so what do I know

[mylittlecivic]

Youll get out of it, dont worry. And Dont listen to derek he's drunk..shh;)

[IALuder]

lol i never would have guessed hes drunk.:D

ok think about it im 18 were over 9K in debut at this age?

[ebpda9]

a car payement does not count as debt, neither a home loan, so you are only 100

[IALuder]

interesting way to look at it........but i still owe more money then i got.

[KwikR6]

Well apparently someone owes you $160..so thats some money.
And debts don't get paid off in 4 days man..you just gotta have paitence and keep working on them...before you know it..poof..all gone.

[drdingo21]

Originally posted by hondaman-iac
heh, ben, don't feel bad. i have:
8k on a credit card
2.5k on another one
2k on some other credit card
5k school loan
another 5k on the company credit card thats nothing. You can look at what i owe, and say"jesus christ im lucky."

15k school loans
200+k House (1.4K a month)
1.5k early aparment termantion (due friday)
24k car
2k on a credit card
and my insurance is $400 a month.

be lucky;)


Just keep working thru it and youll be fine. And get use to it, unless you become rich and famous you will have bills all your life.

And collect on your $160 or start breaking knees.


*edit* you only have to be 18 to file for it. I would highly recommend against it. It will be on your credit report for at least 7 years, and you are almost guaranteed not to get any kind of a loan.

[IALuder]

ill get my 160 back oh i will.........let that be a awrning to otakuguy.......:paranoid:

[drdingo21]

what was it for?

[ebpda9]

sexual favors

[ebpda9]

Originally posted by drdingo21
thats nothing. You can look at what i owe, and say"jesus christ im lucky."

15k school loans
200+k House (1.4K a month)
1.5k early aparment termantion (due friday)
24k car
2k on a credit card
and my insurance is $400 a month.

be lucky;)


Just keep working thru it and youll be fine. And get use to it, unless you become rich and famous you will have bills all your life.

And collect on your $160 or start breaking knees.


*edit* you only have to be 18 to file for it. I would highly recommend against it. It will be on your credit report for at least 7 years, and you are almost guaranteed not to get any kind of a loan.

and you have a pretty stable big paying job. i still do construction work and it seems that the season is almost done so i have to figure something quick

[JDMFantasy2k]

Originally posted by mylittlecivic
Youll get out of it, dont worry. And Dont listen to derek he's drunk..shh;)

wtf derek's always drunk. I think it's time for someone to change the title under his avatar to HST offical drunk or something:paranoid:

[GT40FIED]

Originally posted by JDMFantasy2k
wtf derek's always drunk. I think it's time for someone to change the title under his avatar to HST offical drunk or something:paranoid:

I believe that title belongs to me. I'm drunk WAYYYYYY more than Derek. Oh...wait...that's not a good thing.

[ebpda9]

lol

[IALuder]

hahahha,

he owes me 160 for paying for some of his college problems.

[ebpda9]

take his lude as collateral

[IALuder]

might have to. hold it as interest.

[mylittlecivic]

Originally posted by GT40FIED
I believe that title belongs to me. I'm drunk WAYYYYYY more than Derek. Oh...wait...that's not a good thing.

you drunk bastard;)

[KwikR6]

Originally posted by JDMFantasy2k
wtf derek's always drunk. I think it's time for someone to change the title under his avatar to HST offical drunk or something:paranoid:
Nah....

[mylittlecivic]

yeah you dont wanna do that cuz youd mess up his chippendale cloud 69 theme

[IALuder]

hahah, cant live with chippendales.

[mylittlecivic]

I always think of chip and dale rescue rangers haha

[GT40FIED]

Originally posted by mylittlecivic
you drunk bastard;)

Yeah...and? :D